The Plan

Term life insurance provides protection for a limited period of time and pays benefits only if you die during the specified term.

Benefits of Term Life Insurance:

->	Protection for a limited period of time
->	Benefits if you die during the specified time
->	Cost is less than permanent insurance
->	Right to convert to a permanent policy without evidence of insurability
->	You can purchase a large amount of term insurance to complement your permanent policy at the lowest possible cost.

Guaranteed Coverage and Great Rates

Everyone's lifestyle and health are unique and they want to pay a premium that reflects their personal risk. McNally Financial and Insurance Group has separate classes of term life insurance to maximize coverage and cost-savings for everyone.

Which renewal period is best for you?

->	Term policies have a fixed premium for the length of the policy, these premiums are usually increased when you renew a policy because you are older and your chances of dying have increased - this risk is reflected in your insurance costs
->	A 10-year term policy will begin with lower premiums, but a 20-year term policy will have a lower long term net cost.

Please contact Peter McNally, Certified Financial Planner at McNally Financial and Insurance Group to find out if a term life insurance policy is right for you.